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Spanish Mortgage Solutions for Expats, Non-Residents and International Clients
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Mortgages

Let us take the stress out of getting a mortgage. We compare lenders, handle the paperwork and guide you from start to finish.

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Tax Advice

Expert tax advice for residents, non-residents and foreign clients. We simplify compliance and maximize your savings in Spain or abroad.

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Legal support

For every step. We coordinate contracts and documentation, ensuring your process is smooth, secure and hassle‑free.

Your Path to the Perfect Mortgage

Discover how we make the mortgage process easier for you.

Our methodology guides you step by step towards your perfect mortgage. From the initial consultation to final approval, we are with you every step of the way to ensure that everything is clear and accessible.

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We are passionate about achieving the best results for our clients
Our trusted banking partners committed to offering you optimal financial options
Trusted by top real estate agencies to provide reliable mortgage brokerage for their property buyers
Nicolás
No puedo estar más agradecido con Ana y Curro por su ayuda en la gestión de mi hipoteca. Vivir fuera de Málaga hacía que todo pareciera complicado, pero gracias a ellos fue fácil, ágil y sin estrés.

Su profesionalidad, cercanía y dedicación son excepcionales. Me mantuvieron informado en todo momento y me transmitieron plena confianza desde el principio.

Gracias de corazón por hacer tan sencillo un proceso tan importante.
Afolabi
I had an excellent experience with BlueSky Border Finance while arranging the purchase of my new property in Spain. From start to finish, the team was professional, responsive, and genuinely supportive.

They made what could have been a complicated experience feel smooth and stress-free, keeping me informed every step of the way and always taking the time to explain my options clearly.

Thank you again to the whole team for your outstanding service!
Mostafa
I worked with BlueSky Border Finance on a house purchase in Spain where they handled the mortgage process and I strongly recommend them. My contact there was professional, responsive and ensured that everything was clear. More importantly, she ensured that she was the single point of contact throughout all aspects of the process including negotiating with the bank, handling tax authorities, etc. She was fantastic, highly recommended!
These are the questions you ask us most often
1. What is a mortgage broker, and why should I use one?

A mortgage broker is a professional who can facilitate, streamline and optimise the process of obtaining your mortgage, with personalised advice and access to better conditions than if you were to search directly, especially if your financial situation is complex or you are looking for a very competitive mortgage.

Unlike a bank or direct lender that offers their own products, a mortgage broker has access to a wide range of mortgage products from different lenders. This allows us to offer you a greater variety of options and find the one that best suits your specific needs.

Our fees may vary depending on the complexity of your situation and the type of mortgage you choose. However, in many cases, the costs are covered by the lender, so our services do not represent a significant additional expense for you. We will provide full transparency regarding any associated costs before proceeding.

We can help you obtain a variety of mortgages, including fixed-rate, variable-rate, mixed, first-time homebuyer, refinancing, and more. We specialize in finding the product that best fits your needs and financial goals.

Generally, you will need to provide proof of income, bank statements, valid identification, and details of any existing debt. During our initial consultation, we will give you a detailed list of the necessary documents based on your particular situation.

The time frame can vary depending on factors like the complexity of your financial situation and how quickly you can provide the necessary documents. However, the process generally takes from a few weeks to a couple of months. Our team will be with you every step of the way to ensure the process is as smooth as possible.

Yes, we work with a variety of lenders who offer options for individuals with complicated credit histories. We will assess your specific situation and guide you toward finding a viable solution.

We offer free consultations where we analyze your financial situation, income, and expenses to help you determine an appropriate price range and what would be an affordable mortgage for you.

Applying for a mortgage can temporarily affect your credit score due to the credit check performed by lenders. However, our goal is to minimize any negative impact by working strategically with you and the lenders.

Yes, in addition to mortgage brokerage, we offer advice in areas such as financial planning, refinancing, and strategies to pay off your mortgage faster. We are here to help you make informed decisions that benefit your long-term financial situation.